The top-rated extended car insurance providers protect customers. This implies comprehensive coverage and a successful claims procedure, among other things. However, if you choose to purchase an extended warranty, make sure you shop around. Extended warranties come in various shapes and sizes, so it’s critical to do your homework to ensure that you’re getting coverage from a reputable firm.
In this article, we’ll provide a brief overview of the best-extended vehicle warranty companies in the industry, with emphasis on their coverage plans, industry reputation, and client satisfaction, plus service ratings
What Is an Extended Warranty on a Car?
A vehicle service contract (VSC), also known as an extended car warranty, is a type of coverage that helps you pay for the cost of repairs on your car while you own it. It’s an optional plan you can purchase to help cover the expense of specific repair expenditures. When the manufacturer’s warranty has run out, this is usually when it begins. Although this does occasionally happen.
The primary distinction between an extended auto warranty and a manufacturer’s warranty is that a manufacturer’s warranty is given at the time of a vehicle’s purchase. On the other hand, Extended cars warranties are available for an additional cost.
However, an extended warranty does not cover everything.
What Is the Cost of an Extended Auto Warranty?
According to Money Crashers, purchasing an extended warranty from the manufacturer might cost anywhere from $1,000 to $1,500. However, the answer to this question varies from person to person. This is because every person and policy is unique.
Several variables, including determining the cost of your extended car warranty
- The car’s condition: The cost of a vehicle depreciates over time, and older cars and those with a lot of miles will have to pay more.
- Vehicle type: Luxury brands and higher-end models require more comprehensive insurance.
- Coverage type: The more comprehensive the insurance, the higher the premium.
- Deductible: You will pay a lower premium if your plan includes a deductible
What’s Covered Under an Extended Warranty?
A bumper-to-bumper extended warranty is the most comprehensive vehicle protection plan because it covers almost all car components and systems between the front and back bumpers. In addition, the manufacturer’s warranties cover unintended breakdowns in the workplace. If you have an older or used vehicle, this is a good time to consider insurance for it.
They are particularly worth considering if you’ve bought a new car and don’t want to spend money on repairs later.
To provide peace of mind, we propose comparing the pricing for bumper-to-bumper coverage from the dealer to third-party providers to pick one that best suits your vehicle protection needs and budget.
12 Best-Extended Car Warranty Companies
Third-party warranty providers usually provide variations that let you customize the degree of coverage to your specific requirements, unlike auto manufacturers, who typically offer comprehensive long warranties with one or two levels of coverage. Examine all the providers’ insurance plans and determine which degree of coverage and duration of coverage makes the most sense for the price.
We reviewed the most popular extended auto warranty providers to provide you with in-depth information on their services and limitations. We compared these companies on their standing in the market, coverage, cost, transparency, and customer service.
Here are our top picks for the greatest extended automobile warranties in the business:
The best insurance coverage is the one that provides the most protection. Thanks to Endurance’s extended car warranty. It’s also a straightforward provider of vehicle security. Endurance, a leading comprehensive car warranty firm with over 10 years of expertise, is protected by an AM Best A-rated insurance company.
Endurance is unique among car warranty carriers in that it is a direct administrator of warranties, so there’s no intermediary to pass through the claims process. Instead, you communicate directly with the Endurance staff at every step.
Not only will this save you time, but you’ll know who to call for what problem.
Endurance Warranty Plans
Endurance has several warranty options, namely:
It is the most comprehensive coverage, ideal for Exclusionary coverage.
The minimum insurance coverage is recommended for the most cost-effective plan. It protects the essential car components.
- Select Premier
It is suggested for automobiles with higher mileage. It covers the main powertrain components.
- Secure Plus
It’s ideal for covering a lot of ground in a short time. The Select premier plan covers the steering, electrical, and brakes with a shorter waiting period (30 days and 1,000 miles).
The most frequently stated component coverage. This is because it covers a large number of components.
Endurance Car Warranty Cost
According to our study, the majority of extended warranties last for one to two years and cost anything from $69 to $180 per month. The cost of a policy is usually between $150 and $400. Plan deductibles are generally $50 or $100, although other alternatives exist.
We got the following quotations from Endurance for more extensive warranty coverage:
|Vehicle||Endurance warranty plan||Vehicle mileage||Costs|
|2013 Honda Accord||Supreme||28,000 miles||$175 down payment + $82 for 36 months|
|2018 Toyota Camry||Secure plus||90,000 miles||$156 down payment + $72 for 36 months|
It’s ideal for used cars. CARCHEX has a solid reputation and is licensed by the Better Business Bureau (BBB) with an A+ rating and accreditation and endorsed by industry leaders such as Kelley Blue Book, the Vehicle Protection Association, Edmunds.com, and CARFAX. The firm has received several accolades for excellent customer service, including:
- Thoroughly Reviewed Recommended Pick
- For the past six years, MySmartPrice has earned a perfect 5-star rating from BestConsumerReviews.com.
- For the past four years, BestReviewsHub.com has received the Best Choice Award from Better Business Bureau
- The “Silver Status” of the Golden Bridge Awards® was awarded to you for three consecutive years for outstanding customer service.
Carchex Extended Warranty Plans
It’s a hassle-free process to get replacement parts and repairs. Automakers recommend this type of coverage for people who desire the most feasible protection. It is a bumper-to-bumper warranty.
Changing the spark plugs every 50,000 miles is necessary to prevent engine failure. This plan, however, is particularly important for vehicles over 60,000 miles old. This is because it covers a wide range of automobile systems and has flexible conditions.
It’s advised for long-term coverage of individual elements, which implies hundreds of distinct components.
Provides critical coverage for several important components.
Carchex Warranty Cost
According to our study, most customers pay between $100 and $200 per month for CARCHEX warranty coverage. Quotes we obtained ranged from around $2,500 to $3,000 in total cost, but you may get different estimates depending on your vehicle.
|Vehicle||Term length||Monthly payment||Deductible||Carchex warranty plan||Down payment|
|Honda CR-V||6 years/100,000 miles||$192 for 18 months||$100||Gold||First month’s payment|
|Chevy Silverado||6 years/125,000 miles||$192 for 18 months||$100||Titanium||First month’s payment|
Protect My Car
Protect My Car is a well-known vehicle service contracts business founded in 2005 in St. Petersburg, Florida. Although the firm appears to be quite appealing to the untrained eye, with a 4.6-star rating on Trustpilot and the Better Business Bureau’s website, there are hundreds of five-star customer comments.
You’ll pay a $100 deductible if you opt for Protect My Car’s top two levels of coverage. A $200 deductible is required to secure the least amount of coverage. A $0 deductible option is not available.
Protect My Car Warranty Cost
Warranty cost depends on the type of car one has and miles. So we reached out to Protect My Car to ask for a quote on a 2017 Ford Explorer with 45,000 miles. We were quoted $96 per month for 48 months to get the high-end Supreme plan, leading to a final price of $4,707.
|Protect my car warranty||Monthly payment||Term length||Down payment||Total price||deductible||Cost per year of coverage|
|Supreme||$96 per month for 48 months||4 years/100,000 miles||$99||$4,707||$100||$1,176.75|
The cost of annual coverage from Protect My Car is rather expensive. However, according to Protect My Car reviews, many clients would prefer to save money every month. In addition, the firm provides several payment alternatives that may be paid off over a 36- to 48-month period, so if you pick a shorter term, the price will most likely be lower.
Protect My Car Coverage Plans
Supreme, Select, and Driveline are Protect My Car’s three extended automobile warranty options.
- Select Plan
This is the choice for cars with more than 50,000 miles that don’t qualify for Protect My Car’s maximum level of coverage.
- Driveline Plan
It is for 4 to 10 years old cars and has more than 80,000 miles on the odometer. It comes with a 5-year/125,000-mile warranty.
- Supreme Plan
This plan covers a number of the same components as a manufacturer’s warranty for a new car.
One of the most popular independent warranty providers in the nation, CarShield provides month-to-month agreements, adaptable coverage plans, and varying deductible amounts. CarShield is the most inexpensive extended auto warranty company, according to our study of the best-extended car insurance providers.
CarShield Extended Warranty Plans
Carshield extended warranty covers several coverages, and some of them are:
CarShield Diamond coverage is comparable to a manufacturer’s warranty for new vehicles. This means that all of your vehicle’s systems and components are covered, with the exception of a few non-covered parts.
The Platinum plan covers important elements of your car’s engine, transmission, brakes, air conditioning, steering, cooling system, electrical components, and fuel pump. CarShield Platinum is stated-component coverage that means each covered component is identified in the vehicle service agreement.
This plan is CarShield’s most basic (and cheapest) powertrain policy. It covers just the essential components of your car, such as your engine, transmission, water pump, and drive axle.
CarShield Extended Warranty Cost
|Vehicle||Term length||Monthly payment||Deductible||CarShield warranty plan|
|2013 Honda Accord||Unlimited||$99.99 monthly||$100||Gold|
|2018 Toyota Camry||5 years/100,000 miles||$83.28 for 18 months||$100||Diamond|
autopom! is the company’s name. It comes from the firm’s aim: to give commercial insurance. Only a few customer complaints have been reported since the company’s inception in 2010, as opposed to hundreds if not thousands of complaints about most other competitors. In addition, BBB accreditation and an A+ rating have been achieved, with just a few client gripes compared to dozens or perhaps hundreds of gripes from other companies.
On Trustpilot, the warranty provider has an average rating of 4.4 out of 5.0 stars with over 80 customer reviews.
Autopom! Warranty Plans
autopom! It helps drivers discover the greatest available policy, regardless of what kind of automobile they drive. The firm provides four plan levels that may endure up to seven years /150,000 miles.
These plans are:
The component list covered by this plan is lengthy, including the engine, cooling system, electrical system, and many other major systems.
- Powertrain Plus
The parts list is extensive, including the powertrain, air conditioning, electrical system, and several other key systems.
This plan is the most comprehensive vehicle protection plan available, and it’s comparable to the manufacturer’s warranty. It applies to the majority of mechanical and electrical components unless specifically excluded.
This plan includes many essential systems, such as the powertrain, steering, fuel delivery, etc.
autopom! Warranty Cost
|Vehicle||Term length||Monthly payment||Deductible||autopom! warranty plan|
|Audi S7||4 years/48,000 miles||$66||$100||Exclusionary|
|Toyota 4Runner||4 years/48,000 miles||$38||$100||Exclusionary|
A digitally-focused extended warranty provider, Olive, offers a one-year repair and replacement guarantee on all products. The firm was established in 2000, but it has only recently begun marketing its warranties online. Nevertheless, the small firm thrives positively with an A+ rating, BBB accreditation, and many positive consumer reviews.
Olive was launched in 2020 by two entrepreneurs hoping to provide a contemporary alternative for the digital generation.
So, should you buy a new car warranty if Olive’s is the first on the market? Our editorial staff spent a lot of time analyzing Olive to determine if it was worth buying.
Olive’s Warranty Plans
The three plans offered by Olive extended warranty are:
Engine, transmission, and drive axle coverage are all included in the powertrain package.
- Powertrain Plus
It features comprehensive coverage for the engine, transmission, drive axle, and electrical and cooling components.
- Complete Care
This plan covers various vehicle systems, including the steering, suspension, fuel systems, and high-tech components.
Olive’s Warranty Cost
|Vehicle||Term length||Monthly payment||Deductible||Olive’s warranty plan|
|2016 Honda CR-V||45,000 miles||$51.68||$100||Complete care|
|2013 Toyota Camry||92,000 miles||$73.07||$100||Powertrain plus|
|2016 Lexus ES 350||48,000 miles||$41.35||$100||powertrain|
ForeverCar began as a warranty comparison website in 2014. It has since evolved into a major provider of extended automobile warranties.
Through partnerships with organizations like CUNA Mutual Group, Consumers Credit Union, SafeAuto, and Liberty Mutual, ForeverCar has expanded rapidly. It’s also feasible to get a ForeverCar extended auto warranty after purchasing a new or used vehicle if you have one of the following dealerships: Aaron & Shari (Clovis), AutoNation Park Cadillac GM
The firm’s slogan is “ForeverCar offers outstanding coverage that includes simplicity, openness, and trust.” The service provider matches vehicle owners with warranty service managers who match their desired coverage, duration, and price restrictions.
ForeverCar has a stellar reputation. It maintains an A+ rating with the Better Business Bureau (BBB) and has received only eight complaints in the last three years, ensuring that it is trustworthy.
ForeverCar Warranty Plans
ForeverCar has four coverage options for any new or used automobile with 150,000 miles or less. However, only three years and unlimited kilometers are covered by all warranties.
These plans are:
- Platinum Plus Plan
The Platinum Plus plan is the most comprehensive coverage available, with comprehensive bumper-to-bumper coverage and parts replacement coverage.
The following parts are included: brake pads, batteries, headlights, and all other bulbs in and around the car belts, hoses, and wiper blades.
- Gold Plan
The Gold service contract is the mid-range plan. This warranty also covers the following components, in addition to all of the parts covered under the silver plan: anti-lock braking system, heat/AC blower motor and heater core, all radiator components, windshield washer pumps, and all sensors.
- Silver Plan
The Silver plan considered the most basic warranty by ForeverCar, covers the following components: The brakes (except brake pads/ disks), seals and gaskets, electrical, steering, suspension, engines, drive axle, and air conditioning are all covered by the powertrain warranty.
ForeverCar Warranty Cost
|Vehicle||Term length||Monthly payment||Deductible||ForeverCar warranty plan||Down payment|
|2013 Toyota Camry||3 years/unlimited miles||$63 for 36 months||$250||Silver||First payment|
|2016 Honda CR-V||3 years/unlimited miles||$77 for 36 months||$250||Platinum plus||First payment|
Concord Auto Protect
It’s critical that you feel comfortable with the warranty provider and that they are recognized for being a reputable firm when purchasing an extended warranty. Therefore, we appreciate how to open Concord Auto Protect appears to be with its coverage.
In 2013, Concord Auto Protect was founded. Of course, there are a few drawbacks, but it has an appealing range of vehicle protection choices and benefits. Furthermore, most clients have a nice experience with the business, encouraging to observe.
Here are four features that set Concord Auto Protect apart from the competition:
- Every protection plan may be canceled and transferred.
- Concord Auto Protect offers a direct warranty, meaning it handles and guarantees its own plans.
- Concord Auto Protect reimburses the repair shop directly.
- Backup service options include emergency road assistance, trip interruption, and rental vehicle reimbursement.
Concord Auto Protect Plans
The policy terms and conditions of Concord Auto Protect vary depending on the protection plan you choose. Three specific protection plans are available to suit your particular vehicle and budget:
This plan covers all components from engine to front and rear suspension.
The advanced plan covers specific components like engine, electrical, cooling drive axel brakes, and steering.
The powertrain warranty covers the brakes, seals and gaskets, electrical, steering, suspension, engines, and drive axle.
Concord Warranty Cost
We contacted our insurance broker to quote a 2011 Hyundai Sonata with 60,000 miles. We noted that we drove 5,000 kilometers each year and quoted Concord Premium coverage, the top level.
Here is the summary:
|Price||Premium plan length|
Toco Warranty Corporation has been active in the industry for 12 years and is based in West Hills, California. AmTrust Financial Services is the company’s financial backer.
Toco’s A+ rating from the Better Business Bureau (BBB) is backed up by accreditation. In addition, the company’s consumer feedback with the BBB is outstanding, with more than 100 Toco warranty reviews contributing to a 4.48 out of 5-star rating.
It is well-known for its low upfront expenses – there is no need to pay a deposit.
Toco Warranty Coverage
You have three alternatives for coverage if you want to protect your vehicle with Toco. Each is designed for cars of a certain vintage or mileage.
The three plans are:
Toco offers the most comprehensive warranty coverage on the market, with only a few exclusions. This plan is ideal for cars under 5 years old or 60,000 miles in age.
The Blue plan covers the most important components and systems, including the engine, transmission, and fuel system. Best for vehicles below 20 years/175,000 miles.
The engine, transmission, brakes, steering, suspension, and high-tech electronics are all covered by this mid-level coverage plan. It’s best for vehicles below 10 years/100,000 miles.
Here’s a rundown of the warranty options:
|Toco warranty plan||Best for||Coverage|
|Yellow||Vehicles that are 10 years old or less than 100,000 miles in age are eligible.||Component coverage is comprehensive.|
|Blue||Vehicles that are 20 years old or less than 175,000 miles in age are eligible.||Most common engine choices|
|Orange||Vehicles that are 5 years old or less than 60,000 miles in age are eligible.||A contract with a restrictive bumper-to-bumper coverage|
Cost of Toco Extended Warranty
The cost of a Toco policy is determined by the year, make, and model of your automobile. Many reviews on Toco highlight affordable monthly payments. There are no down payments or prepayments with Toco; instead, there are pay-as-you-go alternatives.
Uproar. Car is a Seattle, Washington-based firm that provides low-cost car care coverage in the most convenient way possible: a digital, subscription-based model with a 100 percent customer experience and worry-free vehicle ownership.
The Uproar. car has a mobile app that works in concert with the website to make things like checking coverage information, submitting a claim, or requesting roadside assistance after a mechanical difficulty even easier. It has earned an A rating from the Better Business Bureau (BBB), making it a smart choice for rapid long-term warranty service.
Uproar car Warranty Plans
The Uproar car vehicle protection plan covers low-mileage vehicles with less than 80,000 millages, and high-mileage used cars with 80,000 to 120,000 millage. The following are the coverage levels for each plan:
- Great:For low- and high-mileage vehicles, the standard price is $29.99 per month for 10,000 miles of range or one year of service.
- Good:Low-mileage vehicles start at $14.99, whereas high-mileage cars begin at $20.49
Summary of Uproar.car Coverage Plans
|High mileage (80,000-100,000 miles)||Low mileage (0-80,000 miles)|
|Great||From $29.99/month||From $20.49/month|
|Good||From $29.99/month||From $14.99/month|
Uproar.car Warranty Cost
Uproar.Car takes a unique approach to car insurance. It is customer-obsessed and prioritizes clients above all else. It has also eliminated intermediaries from the equation, which means their rates are on average ⅓ of the cost of the best coverage available.
Infinite Auto Protection
Infinite Auto Protection, based in Michigan, provides vehicle service contracts for used automobiles and administers its own insurance. Since 2018, the company has been accredited with the Better Business Bureau (BBB). If your car breaks down, Infinite Auto Protection will reimburse you for repairs or replacements, including labor and parts, as well as the agreed-upon deductible.
Infinite Auto Protection Plans
Three levels of coverage are available through Infinite Auto Protection:
- Prime: The Premium Plus 15-Vehicle plan from Infinite Auto Protection protects against up to 15 major vehicle systems and components, making it the most comprehensive protection plan available.
- Foundation:The Foundation plan is the organization’s starting level protection for the engine and internally lubricated components, as well as other vehicle systems. It covers eight major automobile systems.
- Modern: The Modern plan protects your vehicle’s nine major systems and components.
Summary of the Infinite Auto Protection Plans
|Anti-lock braking system||Included||Included||Included|
|Heating and air conditioning||Included|
Infinite Auto Protection Cost
|Infinite Auto Protection Plan||Payment Term||Term Length||Deductible||Total Price|
|Foundation||5 years/60 miles||$125 for 24 months||$100||$3,300|
|Prime||5 years/60 miles||$110 for 24 months||$100||$2,940|
AA Auto Protection
Auto Warranty Repair and Replacement offers both economic and comprehensive auto insurance coverage. With a team of highly skilled specialists with over 15 years of insurance industry experience, you will get complete and inexpensive automobile warranty replacement or repair in Southern California.
It’s a low-cost, high-quality extended auto warranty firm that prioritizes customer service. It provides a variety of servicing options through more than 15 contracts available.
AA Auto Protection Plans
Over 15 different coverage levels are available, ranging from $1 to $50,000. Contracts vary by the policy; therefore, double-check the fine print before submitting your application. These six bumper-to-bumper coverages provide the broadest protection possible.
- Full coverage
The company’s most thorough plan covers most components except those specified in the contract.
- Premium Powertrain Coverage
It covers a simple engine plan, transmission, and drivetrain operation.
- Premium Stated Component Coverage
It is an extended warranty for cars that are not fully covered.
- Stated Component Coverage
This plan provides information on the majority of the major vehicle components and parts. It covers these major components
- Premium Powertrain Plus Coverage
This extended warranty plan protects the engine, transmission, drivetrain, water pump, and several other vital components.
|Coverage type||Number of plans available|
|Premium powertrain plus||7|
|Premium stated component||9|
AA Auto Protection Cost
The prohibitively expensive exclusionary plans offered by AA Auto Protection would cost roughly 5 cents per mile of coverage. However, some automobile warranty providers charge as little as 2 cents per mile.
Auto Protection Plus has a price-match promise, so don’t be afraid to ask for a discount if you find a comparable plan at a lower cost with another firm. In addition, the average down payment is usually just 2% of the policy’s overall cost.
Benefits of an Extended Car Warranty
Extended vehicle warranties protect you in the event of a mechanical or technological breakdown. This may save you money depending on the type of automobile you own and how much it will cost to maintain over its lifetime.
Extended automobile warranties not only protect your vehicle after the manufacturer’s warranty expires, but they also usually include features like as:
- Mitigation of risk: Reparable damage is anything that can be fixed or replaced. Any car can have recurring problems and simply one costly repair and a large repair cost. The cost of repairs will be lower if you get an aftermarket vehicle warranty.
- Enhancements: Many of the best-extended car warranty companies include added benefits with their protection plans, such as roadside assistance, towing services, or rental car reimbursement.
- Convenience: You’ll know who to call if you have an issue covered by your service agreement. Most warranty companies allow you to pick your own mechanic or repair center. In addition, the greatest firms will pay your repair shop straight, so you won’t have to wait for payment.