If your vehicle’s manufacturer warranty is about to run out, now might be a good time to consider buying an additional warranty. Both the CarShield and AAA are large warranty providers that cover a variety of repairs, but which is superior: CarShield vs. AAA?

In this post, we’ll look at the two automobile warranty companies side by side, including price, coverage, claims to handle, and ratings.

CarShield Extended Warranty

CarShield is a vehicle service contract broker in St. Peters, Missouri, founded in 2005 and situated at 1625 W Florissant Ave. It’s technically a contract negotiator for other firms offering protection plans such as American Auto Shield, also known as obligators. For example, a full-time operator is someone who drives for a company regularly. This setup provides drivers with a wider range of coverage choices and pricing possibilities. You can even find coverage for ATVs and other alternative vehicles.

If your vehicle has a CarShield service contract, any dealership or repair facility that is approved by the National Institute for Automotive Service Excellence (ASE®) may make covered repairs. Find an acceptable auto repair shop with this list of do-it-yourself repairs. This makes locating a qualified mechanic simple, which is critical if you have a breakdown of hundred or thousands of kilometres away. Many consumers praised CarShield for making it simple to obtain coverage for repairs.

The CarShield policy includes benefits to assist with the expenses of transporting you to a repair shop.

CarShield Extended Warranty

Our 4 years/50,000 miles coverage comes with a warranty that is among the most comprehensive in the industry. From covering crucial components to bumper to bumper, it’s all included. A CarShield warranty is more comprehensive than basic OEM coverage. CarShield coverage is available to drivers of new cars and high-mileage vehicles with a mileage limit of 200,000. All automobiles, trucks, SUVs, and crossovers are covered if you can show that they have been maintained following manufacturer instructions. If your automobile is modified, notify the CarShield representative. The following section is a quick rundown of the basics of CarShield protection:

  • CarShield Mileage Limit:

For example, vehicles with between 100,000 and 200,000 miles are eligible for a CarShield policy. They offer competitive rates and excellent service, but the fact that their high mileage coverage separates them from their competition in terms of used coverage makes them a favourite in this sector.

  • CarShield Insurance:

Because CarShield’s focus is on pre-existing medical conditions rather than vehicle accident damage, it isn’t the same as automobile insurance. CarShield does not cover repairs caused by incidents like this, but it does protect you against common service issues brought on by normal usage.

  • CarShield Waiting Period:

This policy replaces the manufacturer’s warranty and covers up to $20 million in bodily damage. After the purchase of a new vehicle, you have 20 days to file a claim for coverage, and 500 miles after that, a policy intended to protect CarShield against a forthcoming repair that the customer was aware of. During the process of signing up with CarShield, experts can even take notes on your vehicle’s issues.

CarShield Plans

CarShield provides coverage for every situation because each person has unique requirements. CarShield has six plans, ranging from inexpensive powertrain to comprehensive bumper-to-bumper contracts, and specializes in high-tech, motorcycles/ATVs, and Spanish speakers.

  • Platinum

The Platinum plan from ‘Auto Owners’ is the greatest option for drivers who have a lot of miles on their vehicle. A full overview of your car’s systems is included in the plan, which includes the air conditioning, suspension, steering, brakes, fuel pump, engine, and more.

  • Aluminium

This kind of security and tracking system is CarShield’s high-tech choice for luxury and performance vehicles. It includes some fundamental systems as well as high-tech elements such as factory GPS, sensors, instrument clusters, and gauges.

  • Diamond

This plan is similar to a new automobile manufacturer’s warranty. It applies to almost every mechanical and electrical component, except for a few.

  • Silver

This package covers the essential powertrain (including engine, drive axle, and transmission) as well as the water pump, 4×4 transfer case, and turbocharger.

  • Gold

This is a more detailed hybrid powertrain design. It includes parts for 10 major vehicle systems.

  • Motorcycles and ATV’s

A Silver plan covers a car and its cargo, while a Gold plan covers the automobile plus any related gear. Owners of motor vehicles and ATVs can select between a Gold or Silver level policy for their cars.

 

CarShield warranty planOverview Best For
PlatinumThis plan is the greatest option for drivers who have a lot of miles on their vehicles.

Includes the air conditioning, suspension, steering, brakes, fuel pump, engine, and more.

 

A person who owns a high-mileage automobile and wants the most protection

 

 

AluminiumThis kind of security and tracking system is CarShield’s high-tech choice for luxury and performance vehicles. It includes some fundamental systems as well as high-tech elements such as factory GPS, sensors, instrument clusters, and gauges.

 

A car owner who is primarily concerned with potential electrical or computer-related vehicle issues
DiamondThis plan is similar to a new automobile manufacturer’s warranty. It applies to almost every mechanical and electrical component, except for a few.

 

A new automobile owner is concerned about protecting their investment while also increasing the coverage that is available from a manufacturer’s warranty
SilverThis package covers the essential powertrain (including engine, drive axle, and transmission) as well as the water pump, 4×4 transfer case, and turbocharger.

 

Basic coverage for costly repairs on a vintage car at a low cost
GoldThis is a more detailed hybrid powertrain design. It includes parts for 10 major vehicle systems.

 

A car with low mileage and in excellent condition (components which are mostly related to costly repairs)
Motorcycles and ATV’sA Silver plan covers a car and its cargo, while a Gold plan covers the automobile plus any related gear.Motorcycles and ATVs

CarShield’s Extended Warranty

The prices of CarShield plans range from $99 to about $129 monthly, according to the quotations received by our researchers in our CarShield cost guide. Customers should budget for approximately $100 per month on average, owing to discounts.

Customers can also anticipate paying around $100 for deductibles and $200 for a down payment. In general, these prices are among the most competitive in the business.

The cost of any warranty coverage is determined by many elements including the manufacturer and model of your car, your driving history, where you live, and the coverage you require.

Vehicle Monthly payment CarShield Warranty plan
Honda CR-V$119Aluminium
Chevy Silverado$129.99Diamond
Honda CR-V$129.99diamond
Honda CR-V$119Platinum

 

Is CarShield Extended Warranty Good?

Auto insurance coverage through CarShield extended warranty offers a variety of warranties and coverage options. The Insurance provides six warranty plans, ranging from comprehensive exclusions to basic powertrain coverage.

To get a quote, you can contact this CarShield Extended Warranty from 1-800-227-7170

The company has over 6,000 reviews on CarShield, which gives it a 4.1 average out of 5.0 stars on Google and 4.0 out of 5.0 on Trustpilot. CarShield is one of the most well-known warranty providers in the business.

Reviews

CarShield has an average rating of 4.1 out of 5.0 stars after more than 8,900 reviews on Google. Furthermore, over 24,500 CarShield customer reviews on Trustpilot give it a rating of 4.0 out of 5.0 on average.

Positive feedback for CarShield frequently mentions compensated claims, knowledgeable representatives, and outstanding customer service.

 

 

AAA Extended Warranty

The American Automobile Association (often known as AAA or “Triple-A”) is a partnership of auto clubs from the United States and Canada. The American Automobile Association (AAA) is a not-for-profit organization that has more than 60 million members in North America. It offers discounts on vehicle maintenance, roadside assistance services, and special rates on hotels and gasoline purchases to its card-carrying members.

The Automobile Insurance Bad Faith Antitrust Act of 1945 or AAA is perhaps best recognized for delivering emergency road services to its members, which include:

  • Towing
  • Battery jump-starts and replacements
  • Lockouts
  • Automotive first aid
  • Tire changes

Local companies hired by a state-administered AAA club manage the services.

AAA Extended Warranty Plans

The American Automobile Association (AAA) was formed in Rome, New York, on December 27, 1902. It is a non-profit organization with 42 affiliated clubs throughout North America that own AAA. While some AAA membership advantages are the same throughout the country, many service services – including extended warranty insurance – are club-specific.

Not all AAA organizations provide extended automobile warranty options. The AAA Club South is a local club that provides services to AAA members in Georgia, Florida, and Tennessee. It ceased operations in 2018, however. On its websites, there is no information about extended warranties or vehicle protection policies available through AAA Southern California or AAA Northern California.

 

AAA ClubExtended warranty offered
AAA CaliforniaNo
AAA Central PennYes
Chicago AAANo
AAA CarolinasYes
AAA Club southNo
Mid AtlanticYes
AAA TexasYes

AAA extended warranties are available to members of these groups.

In general, the AAA plans for comparison appear to be fairly comparable in terms of coverage and perks, with only the names of the plans and the number of plan layers differing from club to club.

AAA Carolinas

The Carolinas’ AAA is a non-profit, charitable organization that provides roadside assistance to members in South Carolina and North Carolina. Only residents of the states listed below are eligible for our Vehicle Extended Warranty Plans.

The Carolinas’ AAA has four coverage levels:

  • Essential
  • Exclusionary
  • Essential Plus
  • Comprehensive

With customizable conditions, the four varying tiered plans cover everything from routine maintenance to full replacement. They can guarantee against all major repairs for up to 7 years and 230,000 miles on your car’s odometer.

The insured person is not eligible for any discounts or lower rates on collision coverage. Levels of coverage are determined by the vehicle’s age and miles at the time insurance is obtained. The warranty and plan eligibility periods extend up to 20 model years and 150,000 kilometres.

The table below summarizes the four AAA warranty plans:

 Exclusionary planComprehensive plan Essential plus planEssential plan
SuperchargerIncludedIncludedIncludedIncluded
EngineIncludedIncludedIncludedIncluded
Air conditioningIncludedIncludedIncludedIncluded
4×4IncludedIncludedIncludedIncluded
Transfer caseIncludedIncludedIncludedIncluded
Cooling systemIncludedIncludedIncludedIncluded
ElectricalIncludedIncludedIncludedIncluded
Fuel systemIncludedIncludedIncluded 
SteeringIncludedIncludedIncluded 
BrakesIncludedIncludedIncluded 
Anti-lock braking systemsIncludedIncludedIncluded 
Front and rear suspensionIncludedIncludedIncluded 
AudioIncludedIncluded  
NavigationIncluded   
EntertainmentIncluded   
Hybrid vehiclesIncluded   

Added Benefits to AAA Warranty Coverage

Some of the benefits listed below are fairly typical for extended warranties and service contracts from both direct and third-party vendors. It’s typical for services contracts to include things like battery replacement, trip interruption, and rental car reimbursement insurance. The unusual and intriguing features for card-carrying AAA members are things like customizable coverage terms. The prospect of being able to “self” authorizes your repairs on evenings and weekends, as well as the oh-so-endearing deductible based on membership plus repair facility accreditation.

These benefits AAA extended Warranty include:

  • Flexible term lengths that may be tailored as needed:

Choose your coverage duration in one-month intervals or 1,000-mile intervals.

  • Trip interruption coverage:

If your car breaks down more than 100 miles from home, you’re reimbursed up to $75 per day for three days of food and lodging.

  • Rental car reimbursement:

For approved claims, up to $35 per day for 5 days, automatic car rental is available.

  • $0 deductible at AAA shops:

The deductible for a new vehicle is $100, but it drops to $50 at AAA-approved repair shops and goes away altogether in Club-Owned repair businesses.

  • Zero-interest payment plans:

You may pay off your card in full and keep it open for up to 24 months.

  • Battery replacement:

A battery may be replaced by AAA if it fails to function for an extended period. A one-time replacement of an AAA-brand battery is available.

  • Self-authorization of Emergency Claims:

Claims can be submitted by members after normal business hours. After-hours claims of up to $500 are approved by users.

Other AAA warranty plans include:

  • AAA car battery warranty

The AAA Battery comes with a 72-month warranty. if the battery has manufacturing flaws within 36 months, it will be replaced at no cost.

If the battery passes inspection after 37-72 months and has manufacturers flaws, you may purchase a new AAA battery at a reduced rate.

Cost of AAA Extended Warranty

The Auto Club Group, better known as AAA, does not provide extended warranty costs online.

There are a variety of reasons for this. One is that many auto clubs offer three or four plans with hundreds of distinct coverage periods.

A final reason is that extended warranty premiums are determined by your automobile, its age, and how dependable it is expected to be.

To determine what an AAA extended warranty will cost, you must contact the firm directly. An extended warranty may cost anywhere from a few dollars to tens of thousands of dollars based on the make and model of your car.

The cost of an AAA membership also differs based on the member’s location.

You may anticipate that, as with all warranties, expensive coverage will be required as the automobile gets older and has a lot of miles on it.

AAA Extended Warranty Customer Reviews

We’d hazard a guess that only a tiny fraction of AAA’s total clients have extended warranties. There are several extended warranty suppliers you should avoid. However, we don’t consider AAA to be one of them. All of AAA’s warranty plans allow you to visit a wide range of repair facilities, so it has a good reputation.

 

Our Verdict

With the distinction of Most Affordable Car Warranty, we give CarShield extended automobile warranties a 9.0 out of 10 ratings.

The benefits of the CarShield extended policy include a comprehensive coverage area, high-mileage coverage, and various payment options.

AAA extended car warranty offers auto insurance to all drivers, regardless of their age or driving experience. Therefore, it can be a good value for some shoppers. It also recommends you to compare its price to other providers and choose the plan you feel best about.